Is there any other option for rural community members for any great loan only available to them? There is. The USDA loan is designed specifically for the rural area community to help them get a great benefit from owning a home. The us government has provided this loan plan to help farmers, and other families that choose the quiet outdoors that can be the dream of a long time for some. Look no beyond our Lendersoup. com line of products and services to help with your personal property loan needs.