Reply....Leave....a....Reply....Cancel....reply....Your....email....address....will....not....be....publishedIt's..easier..if..your..insurance..was..active..in..the..last..six..years,..but..don't..let..this..put..you..offIf..you've..checked..your..policy..and..found..it..didn't..cover..the..full..term..of..your..loan,..but..you..thought..it..did,..the..salesperson..should..have..pointed..this..outThen..make..clear..if..you've..previously..had..a..mis-selling..complaint..rejected..or..you're..applying..because..you..simply..had..a..policy..but..didn't..know..about..the..commissionIf..there's..no..will..this..follows..the..rules..of..intestacy..-..see..the..HMRC..website..for..moreIf...you...fit...one...or...more...of...these...you...probably...have...a...case:...Were...you...told...it...was...compulsory?...It's...a...common...complaint...that...consumers...are...told...they...must...buy...a...policy...from...the...same...provider...as...the...credit...card...in...order...to...be...accepted...for...the...productI...wish...I...could...get...3k...in...my...account!...As...for...the...weatherThis....is....an....old....version....of....a....guide....on....how....to....reclaim....PPIIf...any/all...reasons...apply...to...you...then...put...a...claim...inAnd...if...you've...never...tried...before...and...don't...think...this...affects...you,...you're...possibly...wrongIf...your...lender's...gone...bust...and...you...were...mis-sold,...you'll...need...to...contact...the...Financial...Services...Compensation...Scheme...(the...lender...must...have...been...FSA/FCA-regulated...for...you...to...do...this)Some...insurers...provide...medical...cover...if...you've...been...symptom-free...for...a...few...years...prior...to...taking...out...the...policy,...so...check...your...own...paperwork...carefullyThey..refuned..me..4,600..ish..which..could..go..into..my..loan..to..pay..it..off..or..the..other..option..because..I..am..remortgagin..to..get..rid..of..First..Plus..was..500..refund..to..First..Plus..and..4100..payment..by..chequeThis...helps...them...monitor...bad...practice...and...investigate...firms...or...individuals...who...may've...broken...the...lawAnd,....to....be....frank,....I....would....be....lying....to....say....I....was....misled,....I....knew....full....well....what....it....wasIf...you...need...to...complain...elsewhere,...it'll...let...you...knowFirms....say....it....should....be....within....28....days,....but....it....could....be....8-12....weeksThey..paid..out..as..well..as..they..couldn't..prove..that..they..provided..him..with..adequate..training..to..sell..the..policy..in..the..first..placeReclaiming....yourself....is....easy,....lets....you....keep....the....full....amount....-....and....it's....completely....FREEYou've...seen...it...advertised...at...a...cheap...7%...rate,...so...you...call...upMore..info:..Loans.co.ukYou...used...to...think...ppi...thing...was...a...bit...of...a...scam...but...realised...you...might...be...able...get...on...that..."...scam"...and...claim...yourself...?......Yamaha...RXV373...AV...Receiver...,...Keff...Egg...5.1...Speakers,...Panasonic...Smart...VIERA...TX-P42G30B,...Sony...BDPS390...SMART...Wi-Fi...Blu-ray...Player,...Xbox...360...250GB...Matt...Console...Loftusrd1980,...Jan...24,...2013...Jan...24,...2013...at...6:45...PM...safcalibur,...Jan...24,...2013...#28...safcalibur...Distinguished...Member...Joined:...Nov...23,...2008...Messages:...6,667...Products...Owned:...0...Products...Wanted:...0...Trophy...Points:...166...Location:...Cambridge...Ratings:...+3,179...I...think...he...meant...the...companies...cold...calling...were...scammers...not...the...actual...claiming...of...itIs..your..account..now..closed?..You..can..ask..for..a..full..breakdown..of..your..whole..account,..specifically..including..the..insurance 22c7c4b003

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