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fourth downWhat does that NCAA speak mean? Essentially, football players have been allowed to borrow against future NFL earnings in order to secure loans that cover disability insurance. The problem with that is disability insurance only pays out if the player can't play the sport any more. When you hear about players taking out insurance policies, they are often referring to loss of value insurance, which would pay out if an injury causes them to drop from the first round to the third, for example..
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