Car insurance for a non working vehicle?

"I had a-2 month-old girl in 2013 and simply got married. Our child is so valuable and I am contemplating What-If I die anytime. I want to set her up as soon as today. I actually don't want her to go through any struggles in living that I gone through. Iam 31 and I can purchase the insurance right-now if it plausible to cover the insurance premium or just conserve the cash in a bankWhat components will influence coverage auto-insurance protection that is complete?
Excellent cheap auto for newbies?
I have a truck that I just employ just like the 2 to 3 times my girlfriend is not about with her gasoline friendly automobile. Idrive a 15 MPG gas guzzlin' chevy 2500 HD. BUT"A month back I acquired my Drivers License