Why is it that insurance rates are so high in the state of New Jersey?

Howmuch is the auto payments/insurance overall?
"HelloHow much is your auto insurance annually?
"I have to get an insurance but uncertain which is really a one that is great"I am 19 and naiveState California
"I was wondering if in mother within my title might be put under my partners car insurance coverage I have a rented vehicle in my own name and registered