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The amount of general liability protection your business requires depends on aspects like your company's goals and legal requirements. Stay secured with General Liability insurance coverage from Progressive Commercial. Call us or start a quote online today. DISCLAIMER: Progressive Casualty Ins. Co. & affiliates Typical concerns No, but failing to carry general liability insurance could lead to you having to pay for all the costs related to a claim against your company.
Without basic liability insurance, you could be entirely responsible for all the medical costs and legal charges. So, despite the fact that it's not needed by law, it should be a top priority for your organization. Yes. You pick the quantity of your basic liability deductible when you get a quote. A deductible is a set out-of-pocket expense you consent to pay prior to your protection starts to pay.
You're considered the "first-party". The "third-party" is the one that has a claim versus you. This means general liability will not cover your property or equipment versus theft or damage. To protect your property, we provide Company Personal Residential or commercial property protection as a part of a Company Owner Policy. Yes. Because Find More Details On This Page are considered "an expense of operating", they generally can be written-off at tax time.
No. General liability only supplies coverage for claims versus you by others for their bodily injuries or damage to their property. To secure from claims against you for professional overlook or errors, you need to have expert liability insurance. A certificate of insurance (COI) is a main file that lists all coverages and limits on an insurance plan.
Yes. Progressive can assist you get company insurance, consisting of general liability, in all states other than Hawaii. Browse by state. Yes. High-risk companies can get general liability insurance in a specialized market called excess and surplus lines (E&S). E&S insurance coverage supplies protection for services the basic market doesn't protect. More information.
The Hartford shall not be liable for any damages in connection with using any information supplied on this page. Please talk to your insurance agent/broker or insurance provider to identify specific protection needs as this details is planned to be educational in nature. The info included on this page must not be construed as particular legal, HR, financial, or insurance coverage advice and is not an assurance of protection.