Loan Against Property Made Easy - Only at Today Finserv

Whether it is expanding your business, going for higher studies, dealing with a medical emergency, or consolidating debts, having ample funds handy is a necessity. With Borders an asset-based loan, highly favoring the borrower, can surely do the trick. At Today Finserv, we offer the most affordable Loan Against Property (LAP) services where you can LAP’s Law Against Proofs loan up to 70% of their commercial or residential property at nominal and flexible interest rates and repayment terms.

What is a Loan Against Property (LAP)?

In short, a Loan Against Property is a secured loan where a consumer offers either residential, commercial or industrial properties as collateral to unlock funds. Generally, the amount of the loan is a predetermined percentage of the prevailing and marketable approximation of the value of the property.

Also Read - Today Finserv Plot Loan - Make your Building Dreams a reality by Buying a Plot easily.

Why Choose Today Finserv for LAP? 

The diversity and range of our products allows Today Finserv to provide to all customers, new and existing, reliability and trustworthiness complemented by well-balanced terms and conditions:

• High Loan Amounts: Claim high Loan Amounts as per your property’s valuation.
• Low Interest Rates: Constant and lower interest rates with the provision of simple EMIs.
• Flexible Tenure: Repayment from 5- 15 years also qualifies as a long to medium term loan by most customers.
• Quick Processing: A must for loans meant for urgent use, Today Finserv is known for fast approval and disbursal.
• Maximize Your Time: Structured forms and online applications reduce time collecting required documentation. 
• Accept Diverse Property Types: Eligible properties include residential, commercial, or leasehold assets.

Marking features of LAP with Today Finserv 

• Loan Amount As high as ₹5 crores of property of the value, grade, area and estimation. 
• Use the money for expansion, higher education, weddings, capital into the business, and medical expenditures. 
• Use It to make existing or new Today Finserv customers make balance transfers and pay lower than existing rates for Today Finserv LAP. 
• Withdraw with ease no questions asked without going through the tedious application procedure. Fund disbursement done instantly. 
• Secure honest no tricky wording, no concealed fees or shady parts in the agreement.

Eligibility Criteria

• To be considered for a Loan Against Property, you should:
• Be self-employed or a salaried professional
• Be within the age limit of 21 to 65 years
• Possess a clear residential or commercial property title
• Have a stable job and a positive credit record

Documents Required

• Proof of Identity & Residence (Aadhaar, PAN, Passport)
• Record of Earnings (Salary slips, bank statements, ITRs)
• Property Documents (Title deed, valuation report, NOC, etc.)
• Business Documents (Self-employed applicants)

Benefits of a Loan Against Property

LAP has several advantages as compared to personal loans, the most notable being the lower interest rates. It also offers a longer repayment period and a higher amount compared to personal loans. Since LAP is secured by a valuable asset, lenders are more lenient when it comes to eligibility and documentation. This makes LAP a more feasible option for larger financial needs.

Today Finserv Application

If you are considering using your property, Today Finserv Loan Against Property can provide you with fast, secure, and affordable means to access the funds you require. For either business purposes or personal expenses, we ensure a rewarding experience for borrowers.