Build Your Future with a Loan Against Property - Today Finserv

You can unlock the funds trapped in your property for business growth, educational purposes, medical emergencies, or even debt consolidation. Today Finserv provides an easy and safe solution against loans from your residential or commercial properties with (LAP) Loan Against Property at low interests alongside easily adjustable payment plans.

What is Loan Against Property (LAP)?

LAP is a secured type of a loan where the borrower can offer any owned residential, commercial, or industrial property as collateral. With the property’s collateral, the borrower is able to access a certain percentage of the current market value of the house.

What Makes Today Finserv the Best?

Transparent and reliable financing is not easy to come by, but Today Finserv has:

• High Amounts of Credit – Enables borrowers to access large sums that are directly proportional to the value of the property used as collateral.
• Affordable Fixed Interest Charges – Lower and controllable amounts of interest applied towards repayments.
• Advanced Range of Loan Terms – Freedom of credit repayments between 5 and 15 years after accessing the loans.
• Quick Disbursement – Easily accessible loan credit with fast approvals for urgent access.
• Minimal Documentation – Less paperwork and an option to apply digitally.
• Multiple Property Types Accepted – Residential, commercial, and rented properties are accepted.

Features of Today Finserv LAP

• Loan Amount: Upto 5 crores for any property depending on its type, location, and valuation.
• Usage Flexibility: Funds can be allocated for business expansion, working capital, pursuing higher education, wedding expenses, or medical requirements.
• Balance Transfer Facility: Already have a LAP elsewhere? Shift it over to Today Finserv and enjoy a lower interest rate.
• Top-Up Facility: Need additional fund over the tenure? A top-up can be obtained without needing to reapply from scratch.
• Secure & Transparent Process: No obfuscated fees or elaborate and convoluted terms.

Also Read - Apply for Today Finserv Mortgage Loan – Best Rates & Quick Approval

Eligibility Requirements

In order to qualify for a Loan Against Property, you will need to meet the following criteria:

• Be either self employed or earning a salary.
• Be between 21 and 65 years old.
• Possess unencumbered residential or commercial property.
• Maintain steady income and positive credit history.

Required Documents

• Identity and Address Proof (Aadhaar, PAN, Passport)
• Address and Identity Proof ( Aadhar, PAN, Passport)
• Income Proof (Salary slips, Bank Statements, ITR Documents)
• Property Documents (Title Deed, Valuation Report, NOC)
• Business proof for self employed candidates.

Benefits of Loan Against Property

Compared to unsecured loans, LAP has lower interest rates, prolonged repayment duration, and larger loan limits. It offers more flexibility in terms of greatly increased asset value. It is also better and more affordable for those who have significant financial requirements.

Apply Today with Today Finserv

Today Finserv Loan Against Property is designed to unlock the funding you need for your property; whether it's expanding your business or for personal use, you can access it quickly, securely, and affordably. We strive to provide smooth, hassle-free borrowing experience.